Hurricane Ike reached Galveston, Texas on September 13, 2008 and is known as the most costly weather catastrophe in state history, accounting for more than $12 billion in insurance claims. The best Texas homeowners insurance comparison will prepare you for these natural disasters. You don’t need to worry when you have the right homeowners insurance policy.
How are Hurricane Names Chosen?
The benefit of modern technology is that global meteorologists can predict how various storms might proceed. Satellites can assist with 24/7/365 tracking. The World Wide Web allows for fast exchange of data.
In fact, since 1953, the National Hurricane Center has developed an annual list of Atlantic Ocean hurricane names. It will use these as the tropical storms develop. If a name is not used, it will be recycled for future usage.
In some ways, Hurricane Ike was a very slowly moving storm. This made the destruction path more widespread, but by the time it reached Texas, some of its strength had already dissipated.
Forewarned is Forearmed
Meteorologists started watching tropical storm Ike on September 1, 2008 and started to contact local officials, warning them of potential dangers. As the threat increased, mandatory evacuations were issued in several Texas cities.
Thankfully, on September 11, 2008, the National Weather Service in Houston warned residents of single-family homes that they might face “certain death” if they did not evacuate. Some experts estimate that at least 40% of the Galveston residents heeded the call. By the time that Category 2 Hurricane Ike reached landfall near Galveston Island, Texas the minimum barometric pressure was 950 mbar and sustained winds reached 110 mph.
Ike was blamed for 195 total deaths with 20 in Texas; there were even 16 reported missing. The search-and-rescue operation after Ike was the largest in Texas history. Amazingly enough, Ike was the third hurricane during that 2008 Atlantic hurricane season.
Windstorm & Flooding Damage
The primary homeowners damage after Hurricane Ike was from wind and water. Windstorm damage is a common claim for Texas homeowners insurance. You should ensure that you can review this coverage category when you make your Texas homeowners insurance comparison.
The Insurance Services Office (ISO) estimated that the windstorm claims in the State of Texas amounted to $9.8 billion total. The Texas Department of Insurance recorded more than 800,000 windstorm claims based on Texas Windstorm Insurance Association (TWIA) figures.
The waves from Hurricane Ike reached 16 feet high along Bolivar Peninsula and Galveston Bay. Most of Galveston Island was submerged due to the rising storm surge. The National Flood Insurance Program said that residents filed nearly 44,000 flood claims, which cost more than $2 billion.
Claims were still being received sixteen months after Hurricane Ike. During Texas homeowners insurance comparison, you can find the best policy for any unforeseen dangers. Learn the proper lessons from the Hurricane Ike calamity.
How Does Hurricane Ike Rank?
Eventually, Hurricane Ike left a path of destruction through Cape Verde, Turks & Caicos, Haiti, Bahamas, Cuba, Texas, Mississippi, Louisiana, Florida, Ohio and even Canada, causing $37.5 billion worth of total damage from September 1 to September 13, 2008. The price of gas was also impacted due to 14 oil refineries being shut down, while 150 oil tankers remained off shore during the hurricane.
While, Texas residents suffered greatly from the ravages of Ike, it is only ranked third-highest amongst all American hurricanes in terms of cost. Hurricane Katrina in 2005 is ranked first and Hurricane Sandy in 2012 is ranked second in terms of their cost. Of course, with Hurricane Katrina, one of the primary complaints was that residents were not properly warned. Furthermore, the Louisiana dike system also seemed to be in a pitiful state of disrepair.
During natural disasters, there can be a lot of tension, stress and confusion. Mandatory evacuations can be difficult, but the public officials do not issue these lightly. It is better to lose a replaceable piece of property, then an irreplaceable human life.
No one can predict when the next hurricane will strike. When you conduct your Texas homeowners insurance comparison up top, you might want to keep this in the back of your mind. Hurricane season is not going to change. It is wise to prepare ahead-of-time before the next natural disaster strikes.